Talk To Monica - call 936.206.7025

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Feeling overWHELMED by your mortgage?

Short Sale Help for Texas Homeowners | Avoid Foreclosure with Expert Guidance

Short Sales Made Simple - Get the Help You Need

Struggling with mortgage payments? You're not alone. Learn how a short sale could be the solution – and how I can guide you every step of the way.

What Is a Short Sale?

Understand the process before making a decision

A short sale happens when a homeowner sells their property for less than what they owe on the mortgage — with the lender’s approval. It’s often used as an alternative to foreclosure and can help minimize damage to your credit and financial future.

Key points:

The lender agrees to accept less than the full balance due.
You must demonstrate financial hardship.
The process involves more steps and approvals than a traditional home sale.

Why Would You Need a Short Sale?

You might consider a short sale if:

You're behind on mortgage payments and can't catch up.
Your home is worth less than your mortgage.
You've experienced a financial hardship like a job loss, divorce, medical bills, or even relocation.
You want to avoid foreclosure and the long-term impact it brings.

It’s not for everyone, but it may be the smartest move in certain situations.

How I Can Help

Short sales are complex — but you don’t have to figure it out alone. I specialize in helping homeowners navigate the short sale process from start to finish, including:

Taking the time to assess your unique financial situation
Communicating with your lender
Handling the paperwork and negotiations
Finding a qualified buyer
Closing the sale with minimal stress to you

With my deep experience in real estate and a

niche in short sales,

I bring the clarity, support, and expertise you need to move forward with confidence.

Let's Talk About Your Options

Every situation is unique. Let's figure out the best way forward for you.

Just fill in the form below and I will be in touch.

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Frequently Asked Questions

Will I owe the difference after a short sale?

Often, lenders waive the deficiency balance when all requirements are met for closing but it depends on the lender. This in only of the items I diligently work toward when serving my clients. Let's talk about this during your consultation.